Dubai Islamic Bank
DFM: DIB · Initiation of coverage · strict model
Rating
Equal-Weight
Fair value
AED 7.98
Analyst
S. Rahman
Status
published
Stage 1Accepted
Company research
7,240-word research document, 47 citations resolved, Sharia module drafted
Stage 2Accepted
Financial model
Six-tab model, FY2021-2025 audited historicals, 2026-2030E base case calibrated to H1 run-rate
Stage 3Accepted
Valuation
Blended FV AED 7.98 (4 methods), +9.2% upside, Equal-Weight per house rule
Stage 4Accepted
Charts
30 house-styled charts generated; 2 honest omissions logged (price series, geography split)
Stage 5Accepted
Report assembly
33-page report assembled in house template: 30 charts, 12 tables, two-column summary page
Activity full audit trail
29 Aug, 10:09S. Rahman inserted a table block into "DIB: fifty years of firsts"
28 Aug, 05:05S. Rahman edited p block in "Investment case"
28 Aug, 04:54System model edit reverted: FY2026E financing growth restored to 10.00% (workspace test on a published report)
28 Aug, 04:53S. Rahman model edit: YoY growth % · FY2026E changed 10.00% to 9.50%
28 Aug, 04:13Associate redraft failed: Associate engine not authenticated: run `claude` and complete /login once on this machine
28 Aug, 04:13Associate redraft failed: Associate engine not authenticated: run `claude` and complete /login once on this machine
28 Aug, 04:12S. Rahman deleted a chart block from "Investment case"
28 Aug, 04:12S. Rahman deleted a chart block from "Investment case"
28 Aug, 04:12S. Rahman inserted a chart block into "Investment case"
28 Aug, 04:12S. Rahman inserted a chart block into "Investment case"
28 Aug, 04:11S. Rahman edited p block in "Investment case"
28 Aug, 03:49M. Haddad compliance approved; report published to the research library
Report sections CONTRACT v1.0.0
coverassembled
Investment casewritten
industry themedrafted
company deep divedrafted
financial analysisdrafted
differentiator chapterdrafted
valuationdrafted
Key risks to our investment themedrafted
Summary financialsfrom model
Disclaimer and disclosuresassembled