DIB INITIATION - CHART INDEX (Task 4)  ·  Generated 28 Aug 2026  ·  300 DPI PNG
Historic data: audited FS FY2021-2025 / DIB disclosures. Projections: base-case model (Task 2). Valuation: Task 3 tabs.

INVESTMENT SUMMARY
chart_01_eps_dps.png                EPS and DPS 2021-2030E
chart_02_revenue_growth.png         Net operating revenue and growth

FINANCIAL PERFORMANCE
chart_03_revenue_by_stream.png      MANDATORY - revenue by stream, stacked area (bank adaptation of revenue-by-product)
chart_04_earning_asset_mix.png      MANDATORY - earning asset mix, stacked (SUBSTITUTION: geographic revenue split requires
                                    annual-report segment note extraction; flagged for analyst gate)
chart_05_total_assets.png           Total assets trajectory
chart_06_financing_deposits_fdr.png Financing vs deposits with FDR
chart_07_margin_dynamics.png        Yield, cost of funds, net margin
chart_08_cost_to_income.png         Cost-to-income ratio
chart_09_preimpairment_vs_impairments.png  Pre-impairment profit vs impairments
chart_10_cost_of_risk.png           Cost of risk (bps)
chart_11_npf_coverage.png           NPF ratio and cash coverage
chart_12_tax_wedge.png              Pre-tax vs net profit (UAE tax wedge)
chart_13_rote_roa.png               ROTE and ROA
chart_14_scenarios_2030.png         2030E net profit: bull/base/bear

COMPANY 101 / INDUSTRY
chart_15_corporate_timeline.png     Corporate timeline 1975-2026
chart_16_global_islamic_ranking.png Largest Islamic banks (USD bn, FY2024, TAB AB100)
chart_17_uae_islamic_banks.png      UAE Islamic banks by assets FY2025
chart_18_uae_penetration_target.png UAE Islamic share + 2031 national strategy target
chart_19_global_industry.png        Global Islamic finance assets 2024 vs 2029E
chart_20_ownership.png              Ownership structure (ICD 27.9%)
chart_21_deposit_mix.png            Deposit mix CASA vs term
chart_22_capital_ratios.png         CET1 and CAR

COMPETITIVE
chart_23_peer_pe.png                Peer trailing P/E
chart_24_roe_pb_scatter.png         ROE vs P/B with justified-P/B line
chart_25_peer_profit.png            Peer FY2025 net profit (AED bn; SAR/KD converted)

VALUATION
chart_26_ddm_waterfall.png          DDM build
chart_27_fair_value_methods.png     Fair value by method vs price
chart_28_dcf_sensitivity.png        MANDATORY - justified P/TBV sensitivity heatmap
chart_29_multiples_history.png      Multiples: current vs history vs target
chart_32_valuation_football_field.png  MANDATORY - football field vs price and FV

NOT PRODUCED (data gap, honest omissions for the analyst gate):
- 12-month share price chart: requires a daily price series (market data feed); only spot/range points were sourced.
- Revenue by geography: requires segment-note extraction from the FY2025 annual report PDF.
